Seniors May Want to Claim These Little-Known January 2026 Perks Before It's Too Late

One of the most unique discounts is the National Park Pass, available for $80 to seniors aged 62 and older. This lifetime pass grants access to over 2,000 federal recreation sites, including national parks, wildlife refuges, and historical sites, making it an excellent option for nature enthusiasts.

There are two methods to significantly reduce property tax costs. First, most states provide property tax exemptions that reduce taxable home value for seniors, often starting at age 65. For example, some states offer a $25,000 or 50% reduction in assessed value, whichever is greater. Secondly, there may be a circuit breaker program. These programs cap property taxes at a percentage of a senior's income, with any excess taxes deferred.

Top German hearing aid engineers formerly from Siemens invented these. Its unique algorithm is clinically proven to deliver better than normal hearing. A study found that IX delivered twice the speech clarity in a noisy environment. So even in a busy restaurant, you will notice remarkable improvements in your ability to clearly understand speech.

The Horizon IX hearing aid is wirelessly rechargeable and comes with Bluetooth connectivity, allowing you to control the device with your iPhone or Android. It comes with a 45-day no-risk trial, and all major health insurance plans are accepted. To see if these are a good fit, select your age:

Former Hollywood correspondent Chantal Westerman of ABC’s Good Morning America says: “I'm 77. I hear a lot of women complaining about getting older. But it doesn't have to be a bad thing, especially when you have Fièra.” Fièra's dermatologist-approved breakthrough - MoistureWiser™ - replaces nearly all skincare products. Use it as moisturizer, wrinkle cream, anti-aging serum, dark spot remover, lifting and firming cream. With the 30-day guarantee, you either love it or your money back. Select your age to find your match:

Bonnie W.: "I’ve never felt so much hydration in a lighter cream like this. I use it twice daily, on my second jar. My wrinkles have softened, even the deep ones, and my skin looks more youthful at 73."

A controversial experiment was created to do what Google®, Yahoo®, and others often can't do. It finds forgotten social media accounts, old blogs, Amazon® wish lists, speeding tickets, criminal records, assets, contact details, and more!

Here's the secret the repair shops won't tell you—you could get the repair guaranteed and save on covered repairs. Mechanics won't tell you this because it's simply too late. If you sign up for a plan ahead of time, you'll never have to pay so much for a covered repair. The average customer gets up to $360/year off.

And here's why it makes sense for your car: As vehicles age, certain maintenance and repairs become more common. Around 60k-100k miles, you may need timing belt replacement (typically $500-$1,000) or other routine maintenance. While major component failures like transmission or engine issues are less frequent, they can cost $2,000-$4,000+ when they do occur. Many manufacturer warranties end at 36k-60k miles, so repairs after that point come out of your pocket if you're not covered.

All of these repairs and even smaller things like the electronics could cost you very little to fix. Get bumper-to-bumper coverage that even provides 24-7 road side assistance and rental cars. Select your vehicle's year to check plans.

For less than a coffee a day, you could have up to $100,000 in coverage. Help protect your family's financial future, no medical exam options available, and you have a 30 day money back guarantee. Help get financial security for your loved ones, no matter what tomorrow brings. Check your life insurance rate after completing the questionnaire on the next page. Select your age to get started.

A walk-in tub is a matter of safety. Without one, the risk of falling goes up. A walk-in tub may have additional safety bars, holders, seats, non-slip surfaces and other important measures that save a person from falling and slipping while bathing. Recent improvements to outdated tubs provide relief. Also, you can find out if hydrotherapy will give you additional benefits.

There are many walk-in tub suppliers getting rid of unsold inventory. These improved tubs are an important step for the safety of your bathroom. Continue below to get access to many walk-in tubs that are a shower/tub combo.

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The Fed dropped interest rates multiple times in 2024. Now, a lot of people are looking to refinance their homes. This can be an opportunity to lower your monthly payments or get cash out. With that cash, you can payoff medical bills or use it almost anyway you choose.

There are many U.S. banks – which lender will give you a lower rate? The rule to find a low rate is simple. Try to save thousands by comparing rates and using all available discounts and rate drops. Quicken Loans provides a simple questionnaire that can help you save money on your mortgage.

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It's like an "off switch" for your brain. If you want to fall asleep fast, stay asleep, and then wake in the morning feeling energized (not even needing coffee), check out Wellamoon. This fast-acting, all-natural sleep aid is infused with Melatonin, Valerian Root, and Magnesium. It works transdermally for superior absorption and long-lasting results. Apply the patch to your skin about 5 minutes before bedtime.

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When tragedy strikes, your family could face a legal nightmare. Imagine loved ones struggling to find crucial documents, passwords, and access to critical bank accounts during an already painful time. Most families are blindsided by the administrative chaos that follows a loss.

ICE Box stops the chaos and may be the most important box your family ever uses. It's a fireproof, waterproof storage system. Keep birth certificates, wills, jewelry, and even digital files safe and accessible in one place. Designed by estate professionals, the kit includes color-coded folders and digital backups. Ensure your family has what they need when it matters most.

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It's a common mistake to treat insurance for cars and homes the same. There is a significant difference in the way their discounts and claims work. Surprising to many, home upgrades often reduce insurance premiums by 10% or more. Some of those upgrades are roof, plumbing, electrical, or heating. Have you upgraded any part of your home in the last 5 years? If so, keep reading.

Also, there is the "good homeowner" discount you may qualify for. If you haven't filed a claim on your home for at least 3 years, you may save as much as 20% on home insurance. There are over 100 home insurers. Which insurer will give you the best rate? Select your state to get started on this home insurance questionnaire.

An innovative 24-hour bathroom change is replacing a very outdated process. Jacuzzi Bath Remodel has streamlined the process of a tub-to-shower conversion in one day for most customers.

Also, get anti-microbial protection. Their shower walls are infused with silver ions that prevent bacteria, mold, and other microbes from growing and reproducing. Get safety bars and spa-like features as well.

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It benefits senior homeowners the most, but your bank may not have told you about it. Because you could use it to pay off loans,¹ it wouldn't be a surprise if high interest lenders wanted to keep this financial instrument buried and hope you don't use it.

The HELOC instrument is a real, appealing option that lets eligible homeowners tap into their home equity. On average, homeowners can access hundreds of thousands.* With inflation driving up home values, more people should qualify to unlock this cash. Seniors are using it to fund home renovations, start businesses, cover education, pay off debts, pay medical bills, or cover other, big expenses.¹ Estimate your credit score and complete the quick questionnaire to potentially check eligibility with lenders.
Terms and Conditions apply. NMLS #1136.

In December, many seniors used this program to potentially settle their credit card debt. If you’re stuck making only the minimum payments, this is the kind of solution your credit card company hopes you never find out about.

An easy to use service can help you remove high fees and massive interest charges. If you have cards totaling $20,000 to $150,000 – this program can help you get out of debt in a short period of time. First, how much debt do you think you have?

Get through the airport security line faster if you're over 75. TSA agents let you keep your shoes on and your light jacket on.

A 3 minute loan request could qualify you for auto financing up to $55,000. This is an American credit rebuilding method. Auto Credit Express uses this method even if you have bad credit, had a bankruptcy, or another financial issue. It allows you to compare rates, terms, and estimated monthly payments. Select your state to check eligibility.

If you're over 39 or 55, you'll very likely get an auto discount. Those over 55 often get extra savings because they may get a retirement or "pleasure use" discount. Additionally, if you live in a qualified postal code or neighborhood with minimal thefts, you may save even more.

Not everyone claims these discounts – here's why. Being loyal to your insurer makes you feel like you probably have the best deal. But sadly, your loyalty is one-sided. It’s well known in the industry that new customers often get better rates to get them to change insurers. Confirm your state and complete the quick questionnaire to get the opportunity to save hundreds.

Timeshare owners pay an average of $1,480 per year in maintenance fees that often increase 5-10% annually. Over time, these costs can add up to tens of thousands of dollars. If you're feeling trapped by rising fees and a contract you no longer want, there may be legitimate exit options available. The Stonegate Firm provides a service to help consumers explore exit options. Select the state your timeshare is in:

No interest for up to 15 months. Also, you can earn valuable rewards on your everyday purchases. Check out these credit cards with 0% Intro APR and no annual fee. Check for potential matches after one question. Have you been late on any bills (30 days or more) in the past 2 years?